Essentials allows you to pay someone when they've reached the balance limit but they won't get the money and you still lose your money.

Perhaps to tackle this we can check how much the users balance will be with the amount the user wants to send and if it's over the limit then deny it?

I can confirm this issue, the payment will be send, however the recipient won't see a notification.

It's been an issue for since I can remember...

Do you get the message that they're over the balance limit, or is there no message?

I'm trying to figure out if MaxMoneyException is being thrown properly.

You get the message, money is still being taken though.

What message? Screenshot?

maxMoney=\u00a74This transaction would exceed the balance limit for this account.

yes, maxMoney is the string being used.