The player starting amount is currently implemented only in the DerbyDAO. It probably shouldn't be in the DAO at all.

From: http://dev.bukkit.org/bukkit-plugins/gringotts/tickets/35-starting-player-account-balance-not-working/

What steps will reproduce the problem?

1. set a starting player account balance in config file to something greater than 0
2. players start with 0.0 account balance

What is the expected output? What do you see instead?
Players should start with a virtual balance equal to what is specified in the config file

What version of the product are you using?
beta5

Do you have an error log of what happened?
I have a log, but there we no errors thrown.