• Coins added to any Ender Pot are added to a player's "virtual bank".
• When a player breaks an Ender Pot without Silk Touch it drops the entire value of their "virtual bank" as coins; emptying the "virtual bank."

Ultimately, the idea of a "virtual bank" is redundant as players can store their coins in an Ender Chest and Scoreboards can use player stats to display totals. As the basis of VC is the physicality of the coin, this type of mechanic isn't necessary.